Blue Cross® Blue Shield® of Arizona (AZ) Health Insurance

 Are you researching Blue Cross® Blue Shield® of Arizona (AZ) health insurance? Anderson Insurance provides information and tools you need to research and apply for Blue Cross Blue Shield of Arizona Individual and Medicare Supplement plans. The steps are easy, just review the information below, get a quote and apply. Are you an employer? You can also research Blue Cross Blue Shield of Arizona employer group plans. Anderson Insurance is an authorized broker for Blue Cross Blue Shield of Arizona (AZ) Health Insurance.

Click to APPLY NOW with Blue Cross Blue Shield of Arizona Health Insurance.

Popular Blue Cross Blue Shield Plans for Arizona Residents

Blue Cross Blue Shield of Arizona offers two of the most popular health insurance plans for individuals and families in Arizona – the Blue Optimum Plus PPO and the Blue Portfolio Plus Health Savings Account PPO.

The high quality Blue Optimum Plus PPO is a best seller for Blue Cross Blue Shield because it offers the most comprehensive benefits. Primary doctor’s office visits are only $30 and visits to a specialist are $50. The prescription card includes co-pays for all drugs with no drug deductible.

Deductibles in this plan range from $250 to $10,000, but choosing the lowest deductible will result in the highest monthly premiums. Most of our Blue Cross Blue Shield clients choose deductibles of $2,000 to $5,000 in this plan. This plan has an 80/20 percentage of coinsurance, which means the patient is responsible for 20% coinsurance of major medical bills up to $2,500, before the coverage changes to 100%. This amount is in addition to the deductible. Since office visits and prescriptions are not subject to the deductible, most healthy people can feel comfortable with this type of plan.

With the Blue Portfolio Plus Plan you can save tax-deductible dollars to pay for unforeseen medical expenses. Your savings can accumulate in a financial institution of your choice. The money in this Health Savings Account earns interest or can be invested, and can be used to pay for qualified medical expenses with a pre-tax dollar. What makes this plan even more attractive is the fact that this money is carried over from one year to the next.

Unlike the Blue Optimum Plus PPO, enrollees must pay for doctor’s visits and prescriptions themselves until the deductible is met, but office visits and prescriptions drugs can be purchased at a discount through the plan. Deductibles are $1,750, $3,000 or $5,500, and all expenses are accrued toward the satisfaction of the selected deductible. Once the chosen deductible is met, Blue Cross will pay 100% of all medical bills for the remainder of the policy year, including doctor visits, lab tests, hospitalization, surgery and prescription drugs.

For those on a strict budget, Blue Essential Plus might be the answer. The first three office visits per calendar year have a copayment of either $30 for the Primary Doctor or $50 to a Specialist. Unlimited Urgent Care visits have a $60 co-pay. After the deductible is met this plan has a 60/40 coinsurance percentage up to $4000. It also includes a prescription benefit. This is the least expensive plan in the Blue Cross Blue Shield of Arizona portfolio.

Click to APPLY NOW with Blue Cross Blue Shield of Arizona Health Insurance.