10 Reasons Why You May Need Temporary Health Insurance Coverage

We hear all the time how important it is to maintain some form of health insurance coverage, even if it is just for a few weeks between one group plan and another.  But still, there are those brave souls who try to get by without coverage.  Everyone’s situation is different, and you may be in excellent health, but it is still a good idea to get a temporary health insurance plan. 

  Most of the temporary health insurance policies sold today are purchased online without the need for long applications or waiting periods.  In fact, the majority of short-term coverage options are approved and active within 24 hours.  But just in case you’re still not convinced, here are ten reasons you might consider buying temporary health insurance.

1. You are unemployed and want an inexpensive option for your health coverage until you can find a job that offers a group health plan;
2. Your COBRA coverage is coming to an end and you need to be covered until you can find an affordable plan;
3. You are retired before the age of 65 and will be eligible for Medicare within six months;
4. You recently graduated from college and need a plan to hold you over until you find a job;
5. You just signed up for an individual health plan but it won’t go into effect for 30 days;
6. You are recently divorced and were removed from your spouse’s health plan, but haven’t yet been added to a group insurance policy;
7. You are not sure if you want to sign up for COBRA because of the cost;
8. You want an affordable coverage that will carry you through the 60 day opt-in period for COBRA;
9. Your company just announced bankruptcy and your coverage has been canceled, but you are no longer eligible for COBRA;
10. You will be traveling out of the country for a few months and need a temporary health insurance plan that will cover unexpected illnesses;