Are you in between jobs, or waiting for a new health insurance policy to take effect?  If so, then you may find yourself in the market for short-term Arizona health insurance policy.  For many Arizonans, the prospect of buying an individual policy – even for a short time - may seem impossible; especially if you are living on a limited budget. But the truth is that most Arizona health insurance companies offer affordable options for temporary health insurance. 

Larger companies like Assurant, United HealthCare and Blue Cross Blue Shield of Arizona’s IHC offer an affordable temporary health plan.  These AZ health plans can be paid for on a monthly basis and kept active for six to twelve months.  Surprisingly, the rates for these plans are a lot lower than long term Arizona health insurance, and they can take effect on the same day the plan is purchased. 

The ideal candidates for short-term Arizona health insurance are recent college graduates and job seekers, and even for individuals who cannot afford the higher premiums of a full term health plan, which can often be double the price of a short-term plan.  Many of these plans go far beyond the average “catastrophic” plan by covering doctor visits, prescriptions drugs and diagnostic testing. 

If you are in the market for a short-term Arizona health insurance plan, the easiest way to be sure you are getting the right coverage is to work with an Arizona health insurance broker.