If you’ve almost given up on the idea of buying individual health insurance, you’re not alone.  For many self-employed Arizona residents, buying non-group health insurance was out of reach.  But Health Net Insurance of Arizona is helping some families close the gap with affordable coverage.  Health Net Insurance of Arizona provides an extensive selection of plans based on what works best for individuals and families.  But perhaps one of the best parts about dealing with Health Net is the tools they offer to help clients make healthcare decisions. 

For example, if you are self-employed, under-employed or in between jobs, you will need a policy you can rely on for yourself and your family.  Instead of offering cookie-cutter plans like most other carriers, Health Net Insurance of Arizona provides unmatched flexibility.  Customers can choose from a variety of different coverage options, co-payments and deductible.  They even allow you to select a different level of coverage for every member of the family. 

Health Net Insurance of Arizona offers HMO (Health Maintenance Organization) plans, which are great for families who want more control over their everyday healthcare costs.  By choosing one doctor to coordinate medical services, patients can take advantage of lower out-of-pocket costs for specialist visits. 

Another option offered by Health Net Insurance of Arizona is the PPO (Preferred Provider Organization), which gives the patient more control over the doctors they choose.  While not the cheapest way to purchase health insurance, a PPO gives customers the flexibility to select their own physicians and specialists from a wide network of providers.

For the most affordable individual health plans in Arizona, most of Health Net’s customers choose an HSA-compatible plan with a high deductible.  By putting money aside in a tax-deferred account, individuals can pay for their medical expenses using tax-free dollars.  While rates will vary by age, gender and county of residence, Health Net Insurance of Arizona is known for offering some of the most affordable plans on the individual insurance market.

To learn more about purchasing a customized Health Net plan for your family, work with a licensed insurance broker.