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Arizona Health Insurance Blog Page 5

The latest news on health insurance in Arizona. Topics include Obamacare, Medicare Supplements, individual insurance and industry news.

arizona_health_insurance_quotes_2If you think you're having trouble choosing between an HMO, PPO, HSA or any other assortment of acronyms, imagine adding another layer of difficulty. That's right; the Affordable Care Act (better known as Obamacare), is about to go into its final and most important stage of implementation. This means that within the next year, the individual mandate will go into effect and everyone will need to get health insurance. People who are on employer-sponsored plans or existing individual plans will not need to change anything, but thanks to state-based "healthcare exchanges," it will become a lot easier for the uninsured to find affordable Arizona health insurance.

obamacare_arizonaEver since Obamacare became the "law of the land" and all hope of its repeal faded away, states have been taking a more serious approach to its implementation. It didn't take the reelection of President Obama for Arizona lawmakers to realize that it would be upheld. That decision was made when the Supreme Court ruled that the mandate in the Affordable Care Act was "constitutional." But whether you oppose or approve the law is less important than whether you understand its impact on your life.

According to one article from the Tucson Citizen earlier this year, "Obamacare saves Arizona consumers $27.9 million," the Affordable Care Act's 80/20 rule will result in millions of dollars in rebates from insurance companies. While they only average $118 per family, 414,000 Arizona residents are currently eligible for the rebates.

arizona_health_insurance_exchangeIf you're already familiar with the various provisions of Obamacare, the concept of health insurance exchanges won't seem so foreign; but the average Arizona citizen only has a cursory understanding of the Affordable Care Act. Health insurance exchanges will not be officially introduced until January 2014, but the insurance industry is already preparing for the changes they will bring.

high_protein_foodsHigh protein diets may have changed over the years – starting with liquid protein in the 80’s, followed by the Atkins Diet and South Beach.  While some people still claim that low-fat diets are better than low-carbs, high protein foods are more effective at satisfying hunger.  When the overall goal is to reduce calorie intake; it’s usually better to stick with foods that fill keep hunger at bay, but not all high-protein foods are created equal.

Gluten_free_dietIf you’ve heard the claims of gluten-free diet fanatics, it may sound a little too good to be true.  The dietary side effects of wheat gluten have been blamed for everything from obesity to heart disease and A.D.D., so it’s no surprise there would be some skeptics who find it hard to believe.  The truth is that gluten sensitivity itself is considered a disease; one which results in a wide variety of symptoms including osteoarthritis, rheumatoid arthritis and other bone and joint pain symptoms.  Does this mean that everyone who consumes too much gluten will develop arthritis?  Probably not, but a gluten-free diet has been shown to ease the pain for many arthritis sufferers.

According to the popular book, “Wheat Belly” by cardiologist William Davis, arthritis is one of many illnesses that have been all but “cured” by avoiding gluten, but it’s important to understand that there are many systemic causes for painful and swollen joints.  While both osteoarthritis and rheumatoid arthritis can be irritated by food intolerances such as celiac disease and gluten sensitivity, it is important to understand the differences between the two main types of arthritis.

Osteoarthritis is caused by the breakdown of joint cartilage, while rheumatoid arthritis is an autoimmune condition that results in painful swelling and inflammation of the joints.  Both diseases may have similar symptoms, but each of them is treated differently and each patient will have a unique response to dietary changes.

seniors_in_arizonaIf you told the average person from the Northeast or the Midwest that Phoenix Arizona temperatures exceed 100°F an average of 110 days each year, few would be anxious to move there.  That’s probably because excessive heat for the rest of the country feels so different than it does in Arizona.  Phoenix’s climate is typical for the Sonoran Desert, in which it lies, meaning its extremely hot summers and warm winters are not a sign of global warming.  But there is a stark difference between a 110°F day in New York City and a 110°F day in Phoenix Arizona; that’s because Arizona is a dry climate and it just doesn’t feel as uncomfortable.

For the elderly, particularly arthritis sufferers, the subtropical desert climate of Arizona is ideal.  Perhaps this explains the number of seniors who choose Arizona as their retirement home.  But the weather here isn’t always so hot.  Daily high temperatures in the winter range from the mid-50s to the high 70s with only an occasional dip below 40°F. On average, Phoenix has only five days per year where the temperature drops to or below freezingIf you were to ask a newly relocated senior citizen what is so appealing about Arizona, they would probably tell you how much healthier they feel just by living here. Is it just the dry climate, or is something else at work?  Some claim it’s the health benefits that come from sunshine, which at 85% is very much a part of an Arizonan’s daily life.

health insurance providers ArizonaIf you are looking for quotes on the wide variety of health insurance providers, Arizona is a great locale to be searching from. Instead of having to go it alone in your hunt for affordable rates from the top health insurance providers, you have the option to work with the leader in open, honest and reliable quotes on all health insurance providers in Arizona. Anderson Insurance Services will help you get health insurance coverage each and every time, no matter what your current financial situation may be or what your health history looks like. All HMO’s to Unicare, they have you covered and will help you navigate the many plan choices.

Seeking out help can be a difficult task for many people. We like to do it ourselves, find the answers ourselves and be our own decision makers. Overall this is a positive attribute of Americans, but when it comes to complex decisions that can affect all aspects of our lives, seeking guidance from experienced professionals is the smart choice. When you are looking for information on Arizona health insurance plans the wise decision is to consult the vast experience of professional health insurance agents who have decades of experience helping people of all walks of life find the best possible coverage plans.

health insurance phoenixResidents of Phoenix enjoy a number of healthy living perks. The natural climate of Phoenix offers what seems like endless days of beautiful sunshine combined with low humidity year round. Ample sunshine combined with a myriad of outdoor activities that promote staying physically fit has the added bonus of offering those who live in the Phoenix metropolitan area natural stress busters. It’s no wonder that this amazing area has experienced a population explosion over the last few years as people flock to one of the most beautiful areas in the country. Another fabulous perk of living in this healthy oasis is having access day or night to stress free health insurance Phoenix quotes.

AZ Health Insurance QuotesFinding AZ health insurance quotes can be more than a little taxing. Comparing companies can be confusing enough for most people, then add in the fact that each company often offers numerous individual health insurance plans, and you have a recipe for quite a headache. Do you go it alone and contact the health insurers themselves, or hope for the best comparing quotes online? On the surface many plans may seem identical, so how do you make the smartest choice for you, your family or your small business? An easy way to cut the taxing strain of finding the best health insurance coverage in Arizona is to contact a trustworthy insurance agent for the best in AZ health insurance quotes.

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