Arizona Health Insurance Blog

Are you researching group health insurance plans for small businesses?  If so, you need to understand the difference between group health insurance agents and brokers.

In 2018 Arizona small businesses must put their best foot forward when it comes to attracting and keeping new employees.  One great benefit you can offer your staff is access to a group health insurance plan.

Whether you have just one or two employees or a couple dozen, offering your current and new employees a variety of health insurance plans can provide you with that incentive needed to entice new talent and grow your business.

But sorting through a pile of paper about group health insurance plans for small businesses is no easy task because there are so many variables, plans, options, and jargon.

One of the first things you should understand is the difference between a group health insurance agent and a broker.  This article provides helpful info as you make this first critical choice on your path to offering your employees' group health insurance in Arizona.

Whew! We survived the 2018 Arizona health insurance open enrollment.

Now that the open enrollment is behind us, our attention can now shift to that one topic we all love - Taxes!!

Did you know the Internal Revenue Service (IRS) requires you to declare your Affordable Care Act (ACA) status when you file your tax return?

That’s right, the ACA is in cahoots with the IRS.

To keep the public informed about it’s collaborating with the ACA, the IRS makes occasional announcements and offers a What’s Trending page with FAQs on the ACA.

You can visit those pages to get the info yourself, or you can keep reading to get a quick summary of what’s new at the IRS about the ACA and your Arizona health insurance coverage.

As baby boomers reach retirement age, the number of people enrolled in the nation’s Medicare program is reaching record numbers.  While Medicare will cover some of the health care expenses for eligible seniors, most of Arizona’s older residents will need to enroll in some form of supplemental insurance.   With so many different plan choices and enrollment deadlines, eligible citizens are often confused about Medicare Supplemental Insurance in Arizona. 

Parents are always looking for the best advice on taking care of their child’s teeth, starting as soon as their first teeth break the gum.  It doesn’t take long for a baby’s toothless smile erupts into a string of baby teeth, and this is a perfect time for the dentist to take a careful look at the development of your child’s mouth.  This also means that it is time for you to get your child on your dental insurance plan.

Well before you turn 65 years old, a number of health insurance companies may have started marketing their Medicare supplemental insurance in Arizona, but how do you know which provider to choose.

If you are a resident of Arizona who is approaching age 65, it is important that you thoroughly understand how Medicare insurance works. Many retirees are confused about the timing and requirements for Medicare and don’t know whether they qualify for Medicare supplemental insurance in Arizona. 

Also known as a “Medigap” policy, Medicare supplemental insurance helps Arizona citizens close the “gaps” in Medicare by providing for deductibles and coinsurance.  However, there are certain time-sensitive purchasing qualifications that exist in Arizona. 

For example, once a Medicare recipient reaches the age of 65 and joins Part B, they can sign up for a Medigap policy within three months of their 65^th birthday.  This is known as Medigap open enrollment.  If seniors enroll during this period, they cannot be denied coverage for a pre-existing condition, nor can they be placed on a waiting list.  

When it comes time to start your own business or quit your job to become your own boss, there are plenty of things to be excited about. You no longer have to answer to anyone, you make your own hours and if you work from home you probably can spend the day in your pajamas.

As much as there’s an allure of working in sweatpants, becoming your own boss also means that you’re responsible for a lot more. You no longer have group insurance with your employer, and health insurance isn’t always easy to find. If you’ve always been covered by a group health plan, the health insurance options available may not be as appealing, so you’ll have to do your research or get help from an Arizona small business group health insurance broker.

As the number of senior citizens increases in the United States, Medicare fraud has become far more prevalent in recent years. By definition, Medicare fraud is the collection of Medicare health care reimbursements under false pretenses. While there are many different types of Medicare fraud, they all have the same goal – collecting money from the Medicare program under false pretenses.

Visitors who come to Arizona often imagine it as one of the healthiest states in the union. After all, isn't this the place where people come to soak in hot springs and take a sun-soaked "spa vacation"?

It would be difficult to convince people from cold and damp locales that Arizonans face higher risks for certain diseases.

While on the surface it seems like everyone here is tan and in terrific shape, that isn't always the case; particularly in a state where 13 percent of adults do not have health insurance in Arizona.

A lot has been written about the negative effects of the Affordable Care Act, also known as Obamacare, but much of it is politically motivated misinformation. While health care reform laws are far from perfect, they do little to impact the quality and affordability of Medicare. In fact, some Medicare benefits are getting better because of Obamacare.