When it comes time to start your own business or quit your job to become your own boss, there are plenty of things to be excited about. You no longer have to answer to anyone, you make your own hours, and if you work from home you probably can spend the day in your pajamas. As much as there’s an allure of working in sweatpants, becoming your own boss also means that you’re responsible for a lot more. You no longer have group insurance with your employer, and health insurance isn’t always easy to find. If you’ve always been covered…