Have peace of mind. Learn about your health insurance options today.

Obamacare Explained

Confused about Obamacare? Below are easy to understand responses to our most frequestly asked questions about Obamacare, officially known as the Patient Protection and Affordable Care Act.

Obamacare Frequently Asked Questions

Ever since the Patient Protection and Affordable Care Act (PPACA) was voted into law on March 23, 2010, the world of group health plans was divided into two – those that were adopted after the law was passed and "grandfathered" plans, which are largely exempt from the requirements of the law.


Read more ...

It’s safe to say that the majority of people who tell pollsters that they want government “out” of the healthcare business probably never had to purchase individual health insurance. As many have learned, the prospect of fending for oneself in the world of medical coverage is totally different than signing up for an employer’s group plan.  And no matter how bad Obamacare may sound to Republicans, conditions for self-employed individuals couldn’t have been much worse before Obamacare.

Read more ...

One of the most hotly debated and commonly misunderstood topics about Obamacare is the "Individual Mandate," which specifies that American must have health insurance. Often touted as a "big government takeover" of our healthcare system, the mandate was actually designed to help lower the cost of care and ultimately reduce the cost of insurance. Even after the Supreme Court ruled that it is constitutional to levy a tax against an "applicable individual" who fails to maintain health insurance coverage, opponents believe that they should not be required by the government to purchase anything.

Read more ...

Patient Protection and Affordable Care Act Certified



What our Clients Say

Thanks so much for getting my health plan done for me.  It was a real surprise after being turned down twice, to finally get approved.  And what a relief!  Thanks again! - D. D. (Tucson)

arizona health insurance broker