What are the benefits of Travel & International Health Insurance?
Anderson Insurance Services is your best destination for affordable Travel & International Health Insurance for Arizona residents. Even if you already have a private individual or group health insurance policy, it may not be valid in a foreign country. Purchasing an inexpensive travel health insurance policy will give you the peace of mind and security to enjoy your trip with the assurance of coverage for any health issue that may arise.
If you are a U.S. citizen and planning to travel outside of the country, you might consider purchasing a travel or international health insurance policy. Because any international travel involves a certain amount of risk, and the health providers overseas may not accept a US-based health insurance card, travel medical insurance should be considered for any international trip – whether for business or pleasure.
Although the primary benefit of a travel health insurance policy is the medical coverage, most travel health insurance policies will provide additional benefits, including:
Emergency medical evacuation
Repatriation of remains
Trip interruption
Lost luggage
Accidental death and dismemberment benefits
Unlike traditional health insurance, Travel and International Health Insurance policies can be quoted quickly and purchased online with ease. While not intended to cover pending medical treatments or preexisting conditions, travel medical insurance will cover unexpected medical emergencies and medications needed for current medical conditions.
Restrictions commonly seen in travel policies include routine physical exams, maternity coverage, drug or overdose treatment, immunizations, and routine dental or eye care.
Because these plans are only purchased for a specified length of time – usually just the duration of your trip –they are surprisingly inexpensive. Travel and international health insurance may be purchased for periods of travel as short as five days or for up to one year. For expatriates moving to a foreign country, international health insurance can usually be obtained for up to three years through annual renewals.
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