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What's New in Our Arizona Health Insurance Blog Page 2

Here are the newest articles in our Arizona health insurance blog. Use the Blog Topic's menu to dig deeper into a specific health insurance topic.

Parents are always looking for the best advice on taking care of their child’s teeth, starting as soon as their first teeth break the gum.  It doesn’t take long for a baby’s toothless smile erupts into a string of baby teeth, and this is a perfect time for the dentist to take a careful look at the development of your child’s mouth.  This also means that it is time for you to get your child on your dental insurance plan.
If you are a resident of Arizona who is approaching age 65, it is important that you thoroughly understand how Medicare insurance works. Many retirees are confused about the timing and requirements for Medicare and don’t know whether they qualify for Medicare supplemental insurance in Arizona.  Also known as a “Medigap” policy, Medicare supplemental insurance helps Arizona citizens close the “gaps” in Medicare by providing for deductibles and coinsurance.  However, there are certain time-sensitive purchasing qualifications that exist in Arizona.  For example, once a Medicare recipient reaches the age of 65 and joins Part B, they can sign up for…
When it comes time to start your own business or quit your job to become your own boss, there are plenty of things to be excited about. You no longer have to answer to anyone, you make your own hours, and if you work from home you probably can spend the day in your pajamas. As much as there’s an allure of working in sweatpants, becoming your own boss also means that you’re responsible for a lot more. You no longer have group insurance with your employer, and health insurance isn’t always easy to find. If you’ve always been covered…
As the number of senior citizens increases in the United States, Medicare fraud has become far more prevalent in recent years. By definition, Medicare fraud is the collection of Medicare health care reimbursements under false pretenses. While there are many different types of Medicare fraud, they all have the same goal – collecting money from the Medicare program under false pretenses.
Visitors who come to Arizona often imagine it as one of the healthiest states in the union. After all, isn't this the place where people come to soak in hot springs and take a sun-soaked "spa vacation"? It would be difficult to convince people from cold and damp locales that Arizonans face higher risks for certain diseases. While on the surface it seems like everyone here is tan and in terrific shape, that isn't always the case; particularly in a state where 13 percent of adults do not have health insurance in Arizona.
A lot has been written about the negative effects of the Affordable Care Act, also known as Obamacare, but much of it is politically motivated misinformation. While health care reform laws are far from perfect, they do little to impact the quality and affordability of Medicare. In fact, some Medicare benefits are getting better because of Obamacare.
Thursday, 21 April 2016

What is Open Enrollment?

Healthcare.gov defines open enrollment as "The yearly period when people can enroll in a health insurance plan." This time period typically runs from November to January. Learn what this enrollment period means for you and what you can do if you still need coverage today.
When someone is looking for a new job or is negotiating salary and benefits, one of the most important things they’ll try to negotiate or obtain is health insurance. Buying Arizona health insurance on your own can get expensive and is sometimes difficult, and working for a large company or business likely means more coverage or your employer will foot the bill for your health care costs. It is sad to think about how many more people would be able to start their own business and create new jobs in this country if they didn’t have to worry about the…
Medical emergencies are a strain for people. Whether it’s straining emotionally, financially or it’s just a big inconvenience, medical emergencies can cause problems at work, with families and in the future. Preparing for a medical emergency goes deeper than teaching children a plan if mom and dad are hurt or knowing how to escape the house if there’s a fire - the financial burden of a medical emergency can destroy a family’s future. Although you should always put your own and others’ health first when there is an emergency, there are also ways to lessen the financial burden on yourself…
Tuesday, 01 September 2015

How to Choose Between an HMO and a PPO

Buying a health care plan for the first time can be overwhelming. When you’re new to the insurance market, it is difficult to know if you’re making the right choices. There are so many types of plans, a ton of new words that most people probably don’t know or understand and you only have a small timeframe to choose an insurer and coverage that is right for you. For most people, they end up having to choose between a Health Maintenance Organization plan (HMO) and a Preferred Provider Organization plan (PPO). What are the advantages and risks associated with each…

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