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Individual & Family Health Insurance in Arizona

Individual and family health insurance in Arizona is obtained through the ACA/Obamacare market place. This page provides advice for the coming year.

2019 Arizona Individual & Family Health Insurance Advice

2019 Open Enrollment Dates:  Nov 1 - Dec 15, 2019

AZ Health Insurance Update as of 9/4/18

Believe it or not, we are rapidly approaching Open Enrollment for 2019. Like last year the enrollment period will begin on November 1st and end on December 15th for a January effective date.

There are some major changes coming for next year so I’ll break it down by County.

Maricopa County

Ambetter will again offer plans in Maricopa. I have not yet received any information from they yet but I expect no significant Network or Benefit changes. Rates might drop just a bit.

BrightHealth is a new Carrier for 2019. Their HMO will use the Arizona Care Network (ACN) which has Abrazo and Dignity Hospital Networks along with Phoenix Children’s Hospital. Honor Health and Banner Health are not in the network. BrightHealth will offer plans both on and off the Marketplace.

Oscar is another new Carrier. I have no information at this time regarding Networks and Benefits so stay tuned. Oscar will offer plans both on and off the Marketplace.

Cigna will offer their Cigna Medical Group HMO on the Marketplace next year. All Primary Care Physicians work out the Cigna Clinics. Cigna uses Banner for Hospitals and Specialists.

Pima County

Ambetter is expected to remain in Pima next year.

BrightHealth will offer plans through the Carondolet Hospital Network.

Blue Cross Blue Shield of Arizona will re-enter Pima County next year with a new smaller HMO Network called PimaFocus. I don’t have any information on this network yet.

Rural Counties

Once again Blue Cross Blue Shield of Arizona will be the only Carrier available and will continue to use the Neighborhood HMO Network. Rates might drop slightly.

That’s all for now. I’ll send out updates as more information is made available.

Arizona Health Insurance Resources

Visit healthcare.gov to apply for individual and family insurance during open enrollment

Travel Medical Insurance and International Health Plans

  • GeoBlue - They pay for pre-existing conditions so it is a better fit for many older people.

  • Seven Corners 

Ambetter 2018 Hospital Listings and Medical Plans


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