2019 Arizona Individual & Family Health Insurance Advice
2019 Open Enrollment Dates: Nov 1 - Dec 15, 2019
AZ Health Insurance Update as of 9/4/18
Believe it or not, we are rapidly approaching Open Enrollment for 2019. Like last year the enrollment period will begin on November 1st and end on December 15th for a January effective date.
There are some major changes coming for next year so I’ll break it down by County.
Ambetter will again offer plans in Maricopa. I have not yet received any information from they yet but I expect no significant Network or Benefit changes. Rates might drop just a bit.
BrightHealth is a new Carrier for 2019. Their HMO will use the Arizona Care Network (ACN) which has Abrazo and Dignity Hospital Networks along with Phoenix Children’s Hospital. Honor Health and Banner Health are not in the network. BrightHealth will offer plans both on and off the Marketplace.
Oscar is another new Carrier. I have no information at this time regarding Networks and Benefits so stay tuned. Oscar will offer plans both on and off the Marketplace.
Cigna will offer their Cigna Medical Group HMO on the Marketplace next year. All Primary Care Physicians work out the Cigna Clinics. Cigna uses Banner for Hospitals and Specialists.
Ambetter is expected to remain in Pima next year.
BrightHealth will offer plans through the Carondolet Hospital Network.
Blue Cross Blue Shield of Arizona will re-enter Pima County next year with a new smaller HMO Network called PimaFocus. I don’t have any information on this network yet.
Once again Blue Cross Blue Shield of Arizona will be the only Carrier available and will continue to use the Neighborhood HMO Network. Rates might drop slightly.
That’s all for now. I’ll send out updates as more information is made available.
Arizona Health Insurance Resources
Visit healthcare.gov to apply for individual and family insurance during open enrollment
Travel Medical Insurance and International Health Plans
GeoBlue - They pay for pre-existing conditions so it is a better fit for many older people.