Medicare Supplements Page 2

A Medicare Supplement insurance plan is used to help cover out-of-pocket costs that Medicare Part A &  B don't pay. In this post, we explain what Medicare supplement insurance is and why you might need it.  

Well before you turn 65 years old, a number of health insurance companies may have started marketing their Medicare supplemental insurance in Arizona, but how do you know which provider to choose.

As baby boomers reach retirement age, the number of people enrolled in the nation’s Medicare program is reaching record numbers.  While Medicare will cover some of the health care expenses for eligible seniors, most of Arizona’s older residents will need to enroll in some form of supplemental insurance.   With so many different plan choices and enrollment deadlines, eligible citizens are often confused about Medicare Supplemental Insurance in Arizona. 

If you are a resident of Arizona who is approaching age 65, it is important that you thoroughly understand how Medicare insurance works. Many retirees are confused about the timing and requirements for Medicare and don’t know whether they qualify for Medicare supplemental insurance in Arizona.  Also known as a “Medigap” policy, Medicare supplemental insurance helps Arizona citizens close the “gaps” in Medicare by providing for deductibles and coinsurance.  However, there are certain time-sensitive purchasing qualifications that exist in Arizona.  For example, once a Medicare recipient reaches the age of 65 and joins Part B, they can sign up for…

As the number of senior citizens increases in the United States, Medicare fraud has become far more prevalent in recent years. By definition, Medicare fraud is the collection of Medicare health care reimbursements under false pretenses. While there are many different types of Medicare fraud, they all have the same goal – collecting money from the Medicare program under false pretenses.

A lot has been written about the negative effects of the Affordable Care Act, also known as Obamacare, but much of it is politically motivated misinformation. While health care reform laws are far from perfect, they do little to impact the quality and affordability of Medicare. In fact, some Medicare benefits are getting better because of Obamacare.

A lot has been written about the changes to Medicare, and proposed changes yet to come, so it's no surprise that so many Arizona seniors are confused about their choices. One of the most common questions in this state is, "How do I choose a Part D plan?" According to a recent article from the Tucson Citizen, "Medicare Part D: So many choices!" (October 16, 2012), a study by Health Affairs revealed that seniors overspend on prescription drug plans by more than $368 per year. The reason for this is that they pay for more coverage than they need. In…